Insurance Advantages on Different Types of Crops

Many farmers imagine it protecting conventional crops like wheat, cotton oil seeds, rice, and others when they hear crop insurance. Recent studies have shown that farmers who rest less than 7.5 hours a night have a 60% greater chance of being injured. The long hours, the hard work, and the unpredictability of the weather could make it challenging for even the most committed to finishing the job.

Different Types of Crop Insurance

Crop insurance is not meant to be a profit center for farmers. It is a risk management instrument that guarantees a company’s survival in the case of a major disaster. Crop insurance is affordable, and this is an under-appreciated fact.

Insurance for crops can, therefore, be a valuable instrument for particular crops. Specialty crop farmers ought to seriously think about it as an option for planning and insurance. Below are some typical crop insurances you should know.

Row Crops Insurance

Row crops include corn, soybeans, sugar beets, and potatoes. They are a source of a range of delicious flavors and products. Producers of row crops require special row crop insurance because of the unique way that row crops are harvested and grown. Perennial crops take years to gather, whereas row crops are cultivated in rows and gathered every year.

Each year is usually due to unavoidable or unpredictable disasters. Row crop insurance is critical because it is a requirement on an annual basis. These are the crops you can not afford to protect. You can find out more regarding crop insurance on the website of crop insurance companies such as here at Scott Colville. You can check company descriptions to verify their mission statements as well. Sometimes, you can find it in sections like “About us”.

Fruit Crop Insurance

It can take a long time for perennial crops to get established before they can be sold. When a catastrophe severely damages or kills a perennial plant, it may take several years to recover the volume. A fruit crop insurance policy can provide at least a portion of the year’s harvest to help rebuild after an event of a natural disaster.

Some of the essentials of the programs are available from an insurance agent who specializes in the field of tree fruit. Many farms are shocked that they have more crop insurance options now than there were before.

Hemp Crop Insurance

Hemp, like all other crops, needs insurance. If you plan to cultivate hemp, you’ll need insurance for hemp cultivation. HOWEVER, despite CBD’s wide acceptance and availability, some farmers were reluctant to produce the crop because it wasn’t covered by federal insurance for crops.

Farmers are now growing hemp crops either on their own or with the help of expensive private crop insurance. Certain hemp farmers can directly obtain private or government hemp insurance coverage.

Dairy Revenue Protection

Scott Colville Dairy Revenue Protection (Dairy RP) is an insurance product based on the area that guards against unexpected quarterly revenue from milk sales drops compared to a set coverage level. The predicted revenue depends on the price of milk and dairy commodities futures prices and the quantity of covered milk production. The covered milk production report is delivered to the dairy producer’s state or a pooled production region.


Many new farmers aren’t sure they need crop insurance. Crop insurance is a great way to keep everything. Imagine living your whole life working in the field only and then losing everything in one bad year. Unfortunately, many farmers who didn’t insure their crops have experienced this. Insurance for crops protects you from this kind of situation. You must have it.